You should read Paddington books for the social history. The Browns for example have a few quid (they have a live-in housekeeper...) but at Christmas they're staying in one room because there's no fire in the other room. They don't seem to have heating at all upstairs - and they use whitewash to paint. And so it goes on - ticket collectors on barriers. Well, as I say, it goes on.
If you've never heard of Paddington he's a Peruvian bear who speaks English and likes marmalade. Keep up.